Education Calculator

What Is the Auris Education Calculator? Plan Your Child’s Future Education Expenses

An Auris Education Calculator is an intuitive online tool that helps parents and guardians estimate the total cost of their child’s higher education—adjusted for inflation—so you can plan SIPs or lump-sum investments accordingly. By entering key parameters such as your child’s current age, expected college-entry age, course duration, present annual cost, existing savings, projected returns, and inflation rate, this calculator delivers a clear roadmap of how much you need to invest today and every month to meet that future expense.

Why Use the Auris Education Calculator?

  • Inflation-Adjusted Cost Projection
    Accounts for rising education fees over time, so you’re not caught off-guard by ballooning costs.
  • Customized Savings Plan
    Tells you exactly how much to invest monthly via SIPs (or as a lump sum) to achieve your target  corpus.
  • Goal Visualization
    Provides year-by-year breakdowns and a final maturity amount, making it easy to track progress.
  • Integration with Auris SIP Tools
    Seamlessly links to our SIP Calculator, SIP Step-Up Calculator, and SIP Delay Calculator— allowing you to tailor contributions to your cash flow.

How to Use the Auris Education Calculator

  • Child’s Current Age
    Move the slider or enter the age in years (e.g., 8).
  • College-Entry Age
    Specify the age when your child will start higher education (e.g., 18).
  • Duration of Education
    Enter the total years of the program (e.g., 4 for a bachelor’s degree).
  • Current Cost per Year
    Input today’s annual tuition and living expenses in ₹ (e.g., ₹200,000).
  • Existing Education Savings
    Add any corpus you’ve already set aside (e.g., ₹50,000).
  • Expected Rate of Return (%)
    Choose an annual return rate for your investments (e.g., 12%).
  • Expected Inflation Rate (%)
    Enter the projected yearly inflation in education costs (e.g., 6%).
  • Calculate
    Click Calculate to see: 

    o Future Education Cost (inflation-adjusted total) 

    o Required Monthly SIP to meet that target 

    o Lump-Sum Today needed if you prefer a one-time investment

Tips for Maximizing Your Education Funding

  • Start Early:
    The longer your investment horizon, the smaller your monthly SIP needs to be.
  • Use Step-Up Feature:
    Align SIP step-ups with your salary hikes so contributions increase  effortlessly.
  • Maintain an Emergency Fund:
    Prevent interruptions in your SIPs by having 3–6 months of  expenses in liquid assets.
  • Review Annually:
    Revisit assumptions—returns and inflation—and recalibrate your plan using  the Auris platform.