Lumpsum Calculator

What Is the Auris Lumpsum Calculator? Maximize Returns by Blending Lumpsum and SIP

The Auris Lumpsum Calculator helps you estimate the future value of your investment when you combine a one-time lumpsum amount with a monthly SIP (Systematic Investment Plan). It is designed for investors who want to accelerate their wealth creation by leveraging both upfront capital and regular contributions.

Why Use the Auris Lumpsum Calculator?

Dual Strategy, One Tool
Visualize how a hybrid approach—lumpsum + SIP—can outperform standalone investments.

Predict Future Corpus
Estimate your investment corpus at maturity by accounting for returns on both the lumpsum and SIP  portions over time.

Smart Financial Planning
Evaluate how a small recurring investment can significantly enhance your long-term wealth when  paired with an initial investment.

Customizable Parameters
Modify return expectations, time horizon, and investment amounts to suit your financial strategy.

How to Use the Auris Lumpsum Calculator

One-Time Investment Amount (₹) 
– Enter the initial capital you plan to invest (e.g., ₹2,00,000).

Monthly SIP Contribution (₹) 
– Input the monthly amount you’ll invest alongside your lumpsum (e.g., ₹2,000).

Expected Rate of Return (% p.a.) 
– Choose your projected annual return based on your investment avenue (e.g., 12% for equity).

Investment Duration (Years) 
– Set how long you plan to stay invested (e.g., 10 years).

Click “Calculate”
– Get an instant estimate of your total accumulated wealth at the end of the tenure.

Pro Tips for Hybrid Investors

  • Use Lumpsum for Market Opportunities Invest your lump sum during dips for better value entry points.
  • SIP for Discipline & Rupee Cost Averaging Reduce market volatility risk and build habits of consistency.
  • Review Annually Top-up SIPs or reinvest windfalls to maximize compounding.
  • Choose the Right Instruments Consider mutual funds, hybrid funds, or ULIPs depending on your goals and risk profile.